Fixed Rates

  • Know that your rate will not increase.
  • Plan to own more than 7 years or beyond the break even point.
  • Long-term ownership, this is your loan!
  • Get a lower rate and a lower payment.

10 / 15 / 20 / 30 Year Fixed Rate

  • Reduce your mortgage payment even more with our interest-only payment option.
  • This option is for anybody planning to move within 7 years.
  • No down payment required for Purchase loans
  • Free up all your cash for all of life’s other expenses

Adjustable Rate Mortgage (ARM)

  • No PMI Option Available (Private Mortgage Insurance)
  • Refinance to pull cash out to 100% of homes value…
  • Self Employed or contractor with no pay stubs

Zero Down

  • No asset documentation…
  • No Employment History…

No Documentation

  • Free up hundreds of dollars a month
  • Bank Statement Income Proof
  • Asset Based Lending

Interest Only

  • Loans over $417,000
  • Consolidate credit cards…
  • Lower total monthly payment…


  • Lower overall rate and reduce long term interest…
  • Eliminate compounded interest on credit card debt
  • Less than perfect credit

Debt Consolidation

  • Bankruptcy
  • Looking for a fresh start
  • Low interest only payment available
  • Use 100% of your homes value…

Bad Credit or Underwater Mortgage

  • Mortgage up to 125% of the properties value
  • Government Loan Programs…
  • Zero Down Programs…
  • Veteran Loans…

High Loan To Value

  • Federal Housing Administration Loans…
  • Relaxed credit requirements…
  • Affordable Payments…

FHA and VA