{"id":565,"date":"2014-02-22T21:38:49","date_gmt":"2014-02-22T21:38:49","guid":{"rendered":"http:\/\/cranbrookloans.com\/?page_id=565"},"modified":"2023-07-28T15:24:01","modified_gmt":"2023-07-28T15:24:01","slug":"consolidate-debt","status":"publish","type":"page","link":"https:\/\/mortgageoriginator.org\/miketomaszewski\/consolidate-debt\/","title":{"rendered":"Consolidate Your Debt"},"content":{"rendered":"<h2>Consolidate Your Debt<\/h2>\n<p>Many people have more than one debt. You may have high interest credit cards, auto loans, home equity loans and mortgages. The payments on these debts may be too expensive and unbearable. The solution to this problem is a debt consolidation loan. We can help you consolidate your debts and lower your payments by eliminating the monthly payments associated with your credit cards and debts. This will also assist in improving your credit profile.<\/p>\n<p>If you own a home, you can get a debt consolidation loan. With a debt consolidation home loan you are able to consolidate each of your high interest credit cards, as well as your auto, and other consumer loans, into one lower and affordable monthly payment with lower interest cost.<\/p>\n<p>It is possible that by refinancing finance charges may be higher over the life of the loan.<\/p>\n<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_7' style='display:none'><div id='gf_7' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <h3 class=\"gform_title\">Quick Prequalification Form(2)<\/h3>\n                            <p class='gform_description'><\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_7'  action='\/miketomaszewski\/wp-json\/wp\/v2\/pages\/565#gf_7' data-formid='7' novalidate>\n        <div id='gf_progressbar_wrapper_7' class='gf_progressbar_wrapper' data-start-at-zero=''>\n        \t<h3 class=\"gf_progressbar_title\">Step <span class='gf_step_current_page'>1<\/span> of <span class='gf_step_page_count'>4<\/span><span class='gf_step_page_name'><\/span>\n        \t<\/h3>\n            <div class='gf_progressbar gf_progressbar_blue' aria-hidden='true'>\n                <div class='gf_progressbar_percentage percentbar_blue percentbar_25' style='width:25%;'><span>25%<\/span><\/div>\n            <\/div><\/div>\n                        <div class='gform-body gform_body'><div id='gform_page_7_1' class='gform_page ' data-js='page-field-id-0' >\n\t\t\t\t\t<div class='gform_page_fields'><ul id='gform_fields_7' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_7_50\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_50'>Instagram<\/label><div class='ginput_container'><input name='input_50' id='input_7_50' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_7_50'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_7_36\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Type Of Loan<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_36'>\n\t\t\t<li class='gchoice gchoice_7_36_0'>\n\t\t\t\t<input name='input_36' type='radio' value='Refinance'  id='choice_7_36_0'    \/>\n\t\t\t\t<label for='choice_7_36_0' id='label_7_36_0' class='gform-field-label gform-field-label--type-inline'>Refinance<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_36_1'>\n\t\t\t\t<input name='input_36' type='radio' value='Home Purchase'  id='choice_7_36_1'    \/>\n\t\t\t\t<label for='choice_7_36_1' id='label_7_36_1' class='gform-field-label gform-field-label--type-inline'>Home Purchase<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_36_2'>\n\t\t\t\t<input name='input_36' type='radio' value='Debt Consolidation'  id='choice_7_36_2'    \/>\n\t\t\t\t<label for='choice_7_36_2' id='label_7_36_2' class='gform-field-label gform-field-label--type-inline'>Debt Consolidation<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_36_3'>\n\t\t\t\t<input name='input_36' type='radio' value='Home Equity'  id='choice_7_36_3'    \/>\n\t\t\t\t<label for='choice_7_36_3' id='label_7_36_3' class='gform-field-label gform-field-label--type-inline'>Home Equity<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_36_4'>\n\t\t\t\t<input name='input_36' type='radio' value='gf_other_choice'  id='choice_7_36_4'   onfocus=\"jQuery(this).next('input').focus();\" \/>\n\t\t\t\t<input class='small' id='input_7_36_other' name='input_36_other' type='text' value='Other' aria-label='Other' onfocus='jQuery(this).prev(\"input\")[0].click(); if(jQuery(this).val() == \"Other\") { jQuery(this).val(\"\"); }' onblur='if(jQuery(this).val().replace(\" \", \"\") == \"\") { jQuery(this).val(\"Other\"); }'   \/>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_7_8\" class=\"gfield gfield--type-select field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_8'>Home Description<\/label><div class='ginput_container ginput_container_select'><select name='input_8' id='input_7_8' class='medium gfield_select'     aria-invalid=\"false\" ><option value='Single Family' >Single Family<\/option><option value='Multi Family' >Multi Family<\/option><option value='Condo' >Condo<\/option><option value='Townhouse' >Townhouse<\/option><option value='Mobile \/ Manufactured' >Mobile \/ Manufactured<\/option><\/select><\/div><\/li><li id=\"field_7_37\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Home Description<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_37'>\n\t\t\t<li class='gchoice gchoice_7_37_0'>\n\t\t\t\t<input name='input_37' type='radio' value='Single Family'  id='choice_7_37_0'    \/>\n\t\t\t\t<label for='choice_7_37_0' id='label_7_37_0' class='gform-field-label gform-field-label--type-inline'>Single Family<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_37_1'>\n\t\t\t\t<input name='input_37' type='radio' value='Multi Family'  id='choice_7_37_1'    \/>\n\t\t\t\t<label for='choice_7_37_1' id='label_7_37_1' class='gform-field-label gform-field-label--type-inline'>Multi Family<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_37_2'>\n\t\t\t\t<input name='input_37' type='radio' value='Condo \/ Townhome'  id='choice_7_37_2'    \/>\n\t\t\t\t<label for='choice_7_37_2' id='label_7_37_2' class='gform-field-label gform-field-label--type-inline'>Condo \/ Townhome<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_37_3'>\n\t\t\t\t<input name='input_37' type='radio' value='Manufactured \/ Mobile'  id='choice_7_37_3'    \/>\n\t\t\t\t<label for='choice_7_37_3' id='label_7_37_3' class='gform-field-label gform-field-label--type-inline'>Manufactured \/ Mobile<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_37_4'>\n\t\t\t\t<input name='input_37' type='radio' value='gf_other_choice'  id='choice_7_37_4'   onfocus=\"jQuery(this).next('input').focus();\" \/>\n\t\t\t\t<input class='small' id='input_7_37_other' name='input_37_other' type='text' value='Other' aria-label='Other' onfocus='jQuery(this).prev(\"input\")[0].click(); if(jQuery(this).val() == \"Other\") { jQuery(this).val(\"\"); }' onblur='if(jQuery(this).val().replace(\" \", \"\") == \"\") { jQuery(this).val(\"Other\"); }'   \/>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_7_38\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Credit Score<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_38'>\n\t\t\t<li class='gchoice gchoice_7_38_0'>\n\t\t\t\t<input name='input_38' type='radio' value='Excellent (720+ Fico)'  id='choice_7_38_0'    \/>\n\t\t\t\t<label for='choice_7_38_0' id='label_7_38_0' class='gform-field-label gform-field-label--type-inline'>Excellent (720+ Fico)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_1'>\n\t\t\t\t<input name='input_38' type='radio' value='Good (719-680)'  id='choice_7_38_1'    \/>\n\t\t\t\t<label for='choice_7_38_1' id='label_7_38_1' class='gform-field-label gform-field-label--type-inline'>Good (719-680)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_2'>\n\t\t\t\t<input name='input_38' type='radio' value='Average (679-640)'  id='choice_7_38_2'    \/>\n\t\t\t\t<label for='choice_7_38_2' id='label_7_38_2' class='gform-field-label gform-field-label--type-inline'>Average (679-640)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_3'>\n\t\t\t\t<input name='input_38' type='radio' value='Fair (639-590)'  id='choice_7_38_3'    \/>\n\t\t\t\t<label for='choice_7_38_3' id='label_7_38_3' class='gform-field-label gform-field-label--type-inline'>Fair (639-590)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_4'>\n\t\t\t\t<input name='input_38' type='radio' value='Poor (590 and Less)'  id='choice_7_38_4'    \/>\n\t\t\t\t<label for='choice_7_38_4' id='label_7_38_4' class='gform-field-label gform-field-label--type-inline'>Poor (590 and Less)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_5'>\n\t\t\t\t<input name='input_38' type='radio' value='gf_other_choice'  id='choice_7_38_5'   onfocus=\"jQuery(this).next('input').focus();\" \/>\n\t\t\t\t<input class='small' id='input_7_38_other' name='input_38_other' type='text' value='Other' aria-label='Other' onfocus='jQuery(this).prev(\"input\")[0].click(); if(jQuery(this).val() == \"Other\") { jQuery(this).val(\"\"); }' onblur='if(jQuery(this).val().replace(\" \", \"\") == \"\") { jQuery(this).val(\"Other\"); }'   \/>\n\t\t\t<\/li><\/ul><\/div><div class='gfield_description' id='gfield_description_7_38'>If you know your exact score, select other and type in your score.<\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                         <input type='button' id='gform_next_button_7_12' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_7_2' class='gform_page' data-js='page-field-id-12' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_7_2' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_7_39\" class=\"gfield gfield--type-number field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_39'>Home Value or Purchase Price<\/label><div class='ginput_container ginput_container_number'><input name='input_39' id='input_7_39' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\" aria-describedby=\"gfield_description_7_39\" \/><\/div><div class='gfield_description' id='gfield_description_7_39'>Estimated or Actual<\/div><\/li><li id=\"field_7_40\" class=\"gfield gfield--type-number field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_40'>1st Mortgage Balance<\/label><div class='ginput_container ginput_container_number'><input name='input_40' id='input_7_40' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\" aria-describedby=\"gfield_description_7_40\" \/><\/div><div class='gfield_description' id='gfield_description_7_40'>Your best guess is ok.<\/div><\/li><li id=\"field_7_41\" class=\"gfield gfield--type-number field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_41'>Down Payment - Estimated<\/label><div class='ginput_container ginput_container_number'><input name='input_41' id='input_7_41' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\" aria-describedby=\"gfield_description_7_41\" \/><\/div><div class='gfield_description' id='gfield_description_7_41'>How much do you want to put down?  If you're not sure leave this blank and a Mortgage Originator will consult you.<\/div><\/li><li id=\"field_7_14\" class=\"gfield gfield--type-select field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_14'>1st Mortgage Rate<\/label><div class='ginput_container ginput_container_select'><select name='input_14' id='input_7_14' class='medium gfield_select'  aria-describedby=\"gfield_description_7_14\"   aria-invalid=\"false\" ><option value='Select Rate' >Select Rate<\/option><option value='11+' >11+<\/option><option value='10.75' >10.75<\/option><option value='10.50' >10.50<\/option><option value='10.25' >10.25<\/option><option value='10.00' >10.00<\/option><option value='9.75' >9.75<\/option><option value='9.50' >9.50<\/option><option value='9.25' >9.25<\/option><option value='9.00' >9.00<\/option><option value='8.75' >8.75<\/option><option value='8.50' >8.50<\/option><option value='8.25' >8.25<\/option><option value='8.00' >8.00<\/option><option value='7.75' >7.75<\/option><option value='7.50' >7.50<\/option><option value='7.25' >7.25<\/option><option value='7.00' >7.00<\/option><option value='6.75' >6.75<\/option><option value='6.50' >6.50<\/option><option value='6.25' >6.25<\/option><option value='6.00' >6.00<\/option><option value='5.75' >5.75<\/option><option value='5.50' >5.50<\/option><option value='5.25' >5.25<\/option><option value='5.00' >5.00<\/option><option value='4.75' >4.75<\/option><option value='4.50' >4.50<\/option><option value='4.25' >4.25<\/option><option value='4.00' >4.00<\/option><option value='3.75' >3.75<\/option><option value='3.50' >3.50<\/option><option value='3.25' >3.25<\/option><option value='3.00' >3.00<\/option><option value='2.75' >2.75<\/option><option value='2.50' >2.50<\/option><option value='2.25' >2.25<\/option><option value='2.00 or Less' >2.00 or Less<\/option><\/select><\/div><div class='gfield_description' id='gfield_description_7_14'>What is your estimated Interest rate?  Your best guess is ok.  <\/div><\/li><li id=\"field_7_15\" class=\"gfield gfield--type-select field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_15'>Existing Rate Type<\/label><div class='ginput_container ginput_container_select'><select name='input_15' id='input_7_15' class='medium gfield_select'     aria-invalid=\"false\" ><option value='Select Rate Type' >Select Rate Type<\/option><option value='Fixed' >Fixed<\/option><option value='Adjustable' >Adjustable<\/option><option value='Dont Know' >Dont Know<\/option><\/select><\/div><\/li><li id=\"field_7_42\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >The home is?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_42'>\n\t\t\t<li class='gchoice gchoice_7_42_0'>\n\t\t\t\t<input name='input_42' type='radio' value='Primary Residence'  id='choice_7_42_0'    \/>\n\t\t\t\t<label for='choice_7_42_0' id='label_7_42_0' class='gform-field-label gform-field-label--type-inline'>Primary Residence<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_42_1'>\n\t\t\t\t<input name='input_42' type='radio' value='2nd Home \/ Vacation Home'  id='choice_7_42_1'    \/>\n\t\t\t\t<label for='choice_7_42_1' id='label_7_42_1' class='gform-field-label gform-field-label--type-inline'>2nd Home \/ Vacation Home<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_42_2'>\n\t\t\t\t<input name='input_42' type='radio' value='Investment or Rental Property'  id='choice_7_42_2'    \/>\n\t\t\t\t<label for='choice_7_42_2' id='label_7_42_2' class='gform-field-label gform-field-label--type-inline'>Investment or Rental Property<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_7_43\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >First Time Homebuyer?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_43'>\n\t\t\t<li class='gchoice gchoice_7_43_0'>\n\t\t\t\t<input name='input_43' type='radio' value='Yes'  id='choice_7_43_0'    \/>\n\t\t\t\t<label for='choice_7_43_0' id='label_7_43_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_43_1'>\n\t\t\t\t<input name='input_43' type='radio' value='No'  id='choice_7_43_1'    \/>\n\t\t\t\t<label for='choice_7_43_1' id='label_7_43_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_7_23' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Previous'  \/> <input type='button' id='gform_next_button_7_23' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_7_3' class='gform_page' data-js='page-field-id-23' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_7_3' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_7_44\" class=\"gfield gfield--type-number field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_44'>Borrower Annual Income<\/label><div class='ginput_container ginput_container_number'><input name='input_44' id='input_7_44' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\"  \/><\/div><\/li><li id=\"field_7_47\" class=\"gfield gfield--type-number field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_47'>Co - Borrower Annual Income<\/label><div class='ginput_container ginput_container_number'><input name='input_47' id='input_7_47' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\" aria-describedby=\"gfield_description_7_47\" \/><\/div><div class='gfield_description' id='gfield_description_7_47'>If there is a coborrower, please include their income.<\/div><\/li><li id=\"field_7_26\" class=\"gfield gfield--type-text field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_26'>Employer Name<\/label><div class='ginput_container ginput_container_text'><input name='input_26' id='input_7_26' type='text' value='' class='medium'      aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_7_45\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Bankruptcy in last 7 years?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_45'>\n\t\t\t<li class='gchoice gchoice_7_45_0'>\n\t\t\t\t<input name='input_45' type='radio' value='Yes'  id='choice_7_45_0'    \/>\n\t\t\t\t<label for='choice_7_45_0' id='label_7_45_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_45_1'>\n\t\t\t\t<input name='input_45' type='radio' value='No'  id='choice_7_45_1'    \/>\n\t\t\t\t<label for='choice_7_45_1' id='label_7_45_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_7_46\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Foreclosure or Short sale in last 7 years?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_46'>\n\t\t\t<li class='gchoice gchoice_7_46_0'>\n\t\t\t\t<input name='input_46' type='radio' value='Yes'  id='choice_7_46_0'    \/>\n\t\t\t\t<label for='choice_7_46_0' id='label_7_46_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_46_1'>\n\t\t\t\t<input name='input_46' type='radio' value='No'  id='choice_7_46_1'    \/>\n\t\t\t\t<label for='choice_7_46_1' id='label_7_46_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_7_30' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Previous'  \/> <input type='button' id='gform_next_button_7_30' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_7_4' class='gform_page' data-js='page-field-id-30' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_7_4' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_7_31\" class=\"gfield gfield--type-name field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Borrower Name<\/label><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_7_31'>\n                            \n                            <span id='input_7_31_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_31.3' id='input_7_31_3' value=''   aria-required='false'     \/>\n                                                    <label for='input_7_31_3' class='gform-field-label gform-field-label--type-sub '>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_7_31_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_31.6' id='input_7_31_6' value=''   aria-required='false'     \/>\n                                                    <label for='input_7_31_6' class='gform-field-label gform-field-label--type-sub '>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_7_29\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_29'>Borrower Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_29' id='input_7_29' type='email' value='' class='medium'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_7_48\" class=\"gfield gfield--type-name field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Co Borrower Name<\/label><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_7_48'>\n                            \n                            <span id='input_7_48_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_48.3' id='input_7_48_3' value=''   aria-required='false'     \/>\n                                                    <label for='input_7_48_3' class='gform-field-label gform-field-label--type-sub '>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_7_48_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_48.6' id='input_7_48_6' value=''   aria-required='false'     \/>\n                                                    <label for='input_7_48_6' class='gform-field-label gform-field-label--type-sub '>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_7_49\" class=\"gfield gfield--type-email field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_49'>Co Borrower Email<\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_49' id='input_7_49' type='email' value='' class='medium'     aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_7_32\" class=\"gfield gfield--type-address field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Address<\/label>    \n                    <div class='ginput_complex ginput_container has_street has_street2 has_city has_state has_zip has_country ginput_container_address gform-grid-row' id='input_7_32' >\n                         <span class='ginput_full address_line_1 ginput_address_line_1 gform-grid-col' id='input_7_32_1_container' >\n                                        <input type='text' name='input_32.1' id='input_7_32_1' value=''    aria-required='false'    \/>\n                                        <label for='input_7_32_1' id='input_7_32_1_label' class='gform-field-label gform-field-label--type-sub '>Street Address<\/label>\n                                    <\/span><span class='ginput_left address_city ginput_address_city gform-grid-col' id='input_7_32_3_container' >\n                                    <input type='text' name='input_32.3' id='input_7_32_3' value=''    aria-required='false'    \/>\n                                    <label for='input_7_32_3' id='input_7_32_3_label' class='gform-field-label gform-field-label--type-sub '>City<\/label>\n                                 <\/span><span class='ginput_right address_state ginput_address_state gform-grid-col' id='input_7_32_4_container' >\n                                        <select name='input_32.4' id='input_7_32_4'     aria-required='false'    ><option value='' selected='selected'><\/option><option value='Alabama' >Alabama<\/option><option value='Alaska' >Alaska<\/option><option value='American Samoa' >American Samoa<\/option><option value='Arizona' >Arizona<\/option><option value='Arkansas' >Arkansas<\/option><option value='California' >California<\/option><option value='Colorado' >Colorado<\/option><option value='Connecticut' >Connecticut<\/option><option value='Delaware' >Delaware<\/option><option value='District of Columbia' >District of Columbia<\/option><option value='Florida' >Florida<\/option><option value='Georgia' >Georgia<\/option><option value='Guam' >Guam<\/option><option value='Hawaii' >Hawaii<\/option><option value='Idaho' >Idaho<\/option><option value='Illinois' >Illinois<\/option><option value='Indiana' >Indiana<\/option><option value='Iowa' >Iowa<\/option><option value='Kansas' >Kansas<\/option><option value='Kentucky' >Kentucky<\/option><option value='Louisiana' >Louisiana<\/option><option value='Maine' >Maine<\/option><option value='Maryland' >Maryland<\/option><option value='Massachusetts' >Massachusetts<\/option><option value='Michigan' >Michigan<\/option><option value='Minnesota' >Minnesota<\/option><option value='Mississippi' >Mississippi<\/option><option value='Missouri' >Missouri<\/option><option value='Montana' >Montana<\/option><option value='Nebraska' >Nebraska<\/option><option value='Nevada' >Nevada<\/option><option value='New Hampshire' >New Hampshire<\/option><option value='New Jersey' >New Jersey<\/option><option value='New Mexico' >New Mexico<\/option><option value='New York' >New York<\/option><option value='North Carolina' >North Carolina<\/option><option value='North Dakota' >North Dakota<\/option><option value='Northern Mariana Islands' >Northern Mariana Islands<\/option><option value='Ohio' >Ohio<\/option><option value='Oklahoma' >Oklahoma<\/option><option value='Oregon' >Oregon<\/option><option value='Pennsylvania' >Pennsylvania<\/option><option value='Puerto Rico' >Puerto Rico<\/option><option value='Rhode Island' >Rhode Island<\/option><option value='South Carolina' >South Carolina<\/option><option value='South Dakota' >South Dakota<\/option><option value='Tennessee' >Tennessee<\/option><option value='Texas' >Texas<\/option><option value='Utah' >Utah<\/option><option value='U.S. Virgin Islands' >U.S. Virgin Islands<\/option><option value='Vermont' >Vermont<\/option><option value='Virginia' >Virginia<\/option><option value='Washington' >Washington<\/option><option value='West Virginia' >West Virginia<\/option><option value='Wisconsin' >Wisconsin<\/option><option value='Wyoming' >Wyoming<\/option><option value='Armed Forces Americas' >Armed Forces Americas<\/option><option value='Armed Forces Europe' >Armed Forces Europe<\/option><option value='Armed Forces Pacific' >Armed Forces Pacific<\/option><\/select>\n                                        <label for='input_7_32_4' id='input_7_32_4_label' class='gform-field-label gform-field-label--type-sub '>State<\/label>\n                                      <\/span><span class='ginput_left address_zip ginput_address_zip gform-grid-col' id='input_7_32_5_container' >\n                                    <input type='text' name='input_32.5' id='input_7_32_5' value=''    aria-required='false'    \/>\n                                    <label for='input_7_32_5' id='input_7_32_5_label' class='gform-field-label gform-field-label--type-sub '>ZIP Code<\/label>\n                                <\/span><input type='hidden' class='gform_hidden' name='input_32.6' id='input_7_32_6' value='United States' \/>\n                    <div class='gf_clear gf_clear_complex'><\/div>\n                <\/div><\/li><li id=\"field_7_33\" class=\"gfield gfield--type-phone field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_33'>Home Phone<\/label><div class='ginput_container ginput_container_phone'><input name='input_33' id='input_7_33' type='tel' value='' class='medium'    aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_7_34\" class=\"gfield gfield--type-phone field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_34'>Mobile Phone<\/label><div class='ginput_container ginput_container_phone'><input name='input_34' id='input_7_34' type='tel' value='' class='medium'    aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_7_35\" class=\"gfield gfield--type-captcha field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_35'>CAPTCHA<\/label><div id='input_7_35' class='ginput_container ginput_recaptcha' data-sitekey='6LeZoGQUAAAAACq0ntLmco5WIyfhf_YNY28deZhA'  data-theme='light' data-tabindex='0'  data-badge=''><\/div><\/li><\/ul><\/div>\n        <div class='gform-page-footer gform_page_footer top_label'><input type='submit' id='gform_previous_button_7' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Previous'  \/> <input type='submit' id='gform_submit_button_7' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Submit'  \/> \n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_7' value='postback' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_7' id='gform_theme_7' value='legacy' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_7' id='gform_style_settings_7' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_7' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='7' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='y0m6J7nYFOylY97mHmGxboap7uJTlA6TO06eHy\/gBMHyDyIsUJz9g4bjjWap2FXjSY3EJ+NzBB\/BuI+lfQxyFpGT8hkwZcbmScqCDJnxmXOiwRw=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_7' value='WyJbXSIsImM0NjVkNWYyOWYyYTZjYzY2ZDFlY2FjZDgyYzViMmE2Il0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_7' id='gform_target_page_number_7' value='2' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_7' id='gform_source_page_number_7' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n             <\/div><\/div>\n                        <\/form>\n                        <\/div><script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 7, 'https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_7').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_7');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_7').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){form_content.find('form').css('opacity', 0);jQuery('#gform_wrapper_7').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_7').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_7').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_7').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_7').val();gformInitSpinner( 7, 'https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [7, current_page]);window['gf_submitting_7'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_7').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_7').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [7]);window['gf_submitting_7'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_7').text());}else{jQuery('#gform_7').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"7\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_7\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_7\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_7\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 7, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>Consolidate Your Debt Many people have more than one debt. You may have high interest credit cards, auto loans, home equity loans and mortgages. The payments on these debts may be too expensive and unbearable. The solution to this problem is a debt consolidation loan. We can help you consolidate your debts and lower your &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/mortgageoriginator.org\/miketomaszewski\/consolidate-debt\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Consolidate Your Debt&#8221;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-565","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages\/565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/comments?post=565"}],"version-history":[{"count":3,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages\/565\/revisions"}],"predecessor-version":[{"id":1964,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages\/565\/revisions\/1964"}],"wp:attachment":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/media?parent=565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}