{"id":562,"date":"2014-02-22T21:37:42","date_gmt":"2014-02-22T21:37:42","guid":{"rendered":"http:\/\/cranbrookloans.com\/?page_id=562"},"modified":"2023-07-28T15:21:41","modified_gmt":"2023-07-28T15:21:41","slug":"pay-mortgage-faster","status":"publish","type":"page","link":"https:\/\/mortgageoriginator.org\/miketomaszewski\/pay-mortgage-faster\/","title":{"rendered":"Pay Off Your Mortgage Faster"},"content":{"rendered":"<h2>Pay Your Mortgage Off Faster.<\/h2>\n<p>Paying off your mortgage faster is more affordable than you may think.<\/p>\n<p>You can do it in a few ways:<br \/>\n1. Take advantage of today\u2019s low mortgage rates, and continue to pay the same payment you have now.<br \/>\n2. Shorten the term of your mortgage. The shorter your term, the lower your mortgage rate!<br \/>\n3. Refinance and Put additional Cash down on your loan. Called a cash-in refinance.<\/p>\n<p>Check out our mortgage calculators in our Tools section to see how much money you could save, or call us to get a No cost, hassle free proposal.<\/p>\n<p>There are several options and products to pay off your mortgage faster, including a rate reduction refinance, cash-in refinance, and the 25, 20, 15, and 10 year fixed rate term reduction loans.<\/p>\n<p>It is possible that by refinancing finance charges may be higher over the life of the loan.<\/p>\n<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof 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gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_7' style='display:none'><div id='gf_7' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <h3 class=\"gform_title\">Quick Prequalification Form(2)<\/h3>\n                            <p class='gform_description'><\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_7'  action='\/miketomaszewski\/wp-json\/wp\/v2\/pages\/562#gf_7' data-formid='7' novalidate>\n        <div id='gf_progressbar_wrapper_7' class='gf_progressbar_wrapper' data-start-at-zero=''>\n        \t<h3 class=\"gf_progressbar_title\">Step <span class='gf_step_current_page'>1<\/span> of <span class='gf_step_page_count'>4<\/span><span class='gf_step_page_name'><\/span>\n        \t<\/h3>\n            <div class='gf_progressbar gf_progressbar_blue' aria-hidden='true'>\n                <div class='gf_progressbar_percentage percentbar_blue percentbar_25' style='width:25%;'><span>25%<\/span><\/div>\n            <\/div><\/div>\n                        <div class='gform-body gform_body'><div id='gform_page_7_1' class='gform_page ' data-js='page-field-id-0' >\n\t\t\t\t\t<div class='gform_page_fields'><ul id='gform_fields_7' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_7_50\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_50'>Company<\/label><div class='ginput_container'><input name='input_50' id='input_7_50' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_7_50'>This field is for validation purposes and should be left unchanged.<\/div><\/li><li id=\"field_7_36\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Type Of Loan<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_36'>\n\t\t\t<li class='gchoice gchoice_7_36_0'>\n\t\t\t\t<input name='input_36' type='radio' value='Refinance'  id='choice_7_36_0'    \/>\n\t\t\t\t<label for='choice_7_36_0' id='label_7_36_0' class='gform-field-label gform-field-label--type-inline'>Refinance<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_36_1'>\n\t\t\t\t<input name='input_36' type='radio' value='Home Purchase'  id='choice_7_36_1'    \/>\n\t\t\t\t<label for='choice_7_36_1' id='label_7_36_1' class='gform-field-label gform-field-label--type-inline'>Home Purchase<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_36_2'>\n\t\t\t\t<input name='input_36' type='radio' value='Debt Consolidation'  id='choice_7_36_2'    \/>\n\t\t\t\t<label for='choice_7_36_2' id='label_7_36_2' class='gform-field-label gform-field-label--type-inline'>Debt Consolidation<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_36_3'>\n\t\t\t\t<input name='input_36' type='radio' value='Home Equity'  id='choice_7_36_3'    \/>\n\t\t\t\t<label for='choice_7_36_3' id='label_7_36_3' class='gform-field-label gform-field-label--type-inline'>Home Equity<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_36_4'>\n\t\t\t\t<input name='input_36' type='radio' value='gf_other_choice'  id='choice_7_36_4'   onfocus=\"jQuery(this).next('input').focus();\" \/>\n\t\t\t\t<input class='small' id='input_7_36_other' name='input_36_other' type='text' value='Other' aria-label='Other' onfocus='jQuery(this).prev(\"input\")[0].click(); if(jQuery(this).val() == \"Other\") { jQuery(this).val(\"\"); }' onblur='if(jQuery(this).val().replace(\" \", \"\") == \"\") { jQuery(this).val(\"Other\"); }'   \/>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_7_8\" class=\"gfield gfield--type-select field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_8'>Home Description<\/label><div class='ginput_container ginput_container_select'><select name='input_8' id='input_7_8' class='medium gfield_select'     aria-invalid=\"false\" ><option value='Single Family' >Single Family<\/option><option value='Multi Family' >Multi Family<\/option><option value='Condo' >Condo<\/option><option value='Townhouse' >Townhouse<\/option><option value='Mobile \/ Manufactured' >Mobile \/ Manufactured<\/option><\/select><\/div><\/li><li id=\"field_7_37\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Home Description<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_37'>\n\t\t\t<li class='gchoice gchoice_7_37_0'>\n\t\t\t\t<input name='input_37' type='radio' value='Single Family'  id='choice_7_37_0'    \/>\n\t\t\t\t<label for='choice_7_37_0' id='label_7_37_0' class='gform-field-label gform-field-label--type-inline'>Single Family<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_37_1'>\n\t\t\t\t<input name='input_37' type='radio' value='Multi Family'  id='choice_7_37_1'    \/>\n\t\t\t\t<label for='choice_7_37_1' id='label_7_37_1' class='gform-field-label gform-field-label--type-inline'>Multi Family<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_37_2'>\n\t\t\t\t<input name='input_37' type='radio' value='Condo \/ Townhome'  id='choice_7_37_2'    \/>\n\t\t\t\t<label for='choice_7_37_2' id='label_7_37_2' class='gform-field-label gform-field-label--type-inline'>Condo \/ Townhome<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_37_3'>\n\t\t\t\t<input name='input_37' type='radio' value='Manufactured \/ Mobile'  id='choice_7_37_3'    \/>\n\t\t\t\t<label for='choice_7_37_3' id='label_7_37_3' class='gform-field-label gform-field-label--type-inline'>Manufactured \/ Mobile<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_37_4'>\n\t\t\t\t<input name='input_37' type='radio' value='gf_other_choice'  id='choice_7_37_4'   onfocus=\"jQuery(this).next('input').focus();\" \/>\n\t\t\t\t<input class='small' id='input_7_37_other' name='input_37_other' type='text' value='Other' aria-label='Other' onfocus='jQuery(this).prev(\"input\")[0].click(); if(jQuery(this).val() == \"Other\") { jQuery(this).val(\"\"); }' onblur='if(jQuery(this).val().replace(\" \", \"\") == \"\") { jQuery(this).val(\"Other\"); }'   \/>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_7_38\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Credit Score<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_38'>\n\t\t\t<li class='gchoice gchoice_7_38_0'>\n\t\t\t\t<input name='input_38' type='radio' value='Excellent (720+ Fico)'  id='choice_7_38_0'    \/>\n\t\t\t\t<label for='choice_7_38_0' id='label_7_38_0' class='gform-field-label gform-field-label--type-inline'>Excellent (720+ Fico)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_1'>\n\t\t\t\t<input name='input_38' type='radio' value='Good (719-680)'  id='choice_7_38_1'    \/>\n\t\t\t\t<label for='choice_7_38_1' id='label_7_38_1' class='gform-field-label gform-field-label--type-inline'>Good (719-680)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_2'>\n\t\t\t\t<input name='input_38' type='radio' value='Average (679-640)'  id='choice_7_38_2'    \/>\n\t\t\t\t<label for='choice_7_38_2' id='label_7_38_2' class='gform-field-label gform-field-label--type-inline'>Average (679-640)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_3'>\n\t\t\t\t<input name='input_38' type='radio' value='Fair (639-590)'  id='choice_7_38_3'    \/>\n\t\t\t\t<label for='choice_7_38_3' id='label_7_38_3' class='gform-field-label gform-field-label--type-inline'>Fair (639-590)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_4'>\n\t\t\t\t<input name='input_38' type='radio' value='Poor (590 and Less)'  id='choice_7_38_4'    \/>\n\t\t\t\t<label for='choice_7_38_4' id='label_7_38_4' class='gform-field-label gform-field-label--type-inline'>Poor (590 and Less)<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_38_5'>\n\t\t\t\t<input name='input_38' type='radio' value='gf_other_choice'  id='choice_7_38_5'   onfocus=\"jQuery(this).next('input').focus();\" \/>\n\t\t\t\t<input class='small' id='input_7_38_other' name='input_38_other' type='text' value='Other' aria-label='Other' onfocus='jQuery(this).prev(\"input\")[0].click(); if(jQuery(this).val() == \"Other\") { jQuery(this).val(\"\"); }' onblur='if(jQuery(this).val().replace(\" \", \"\") == \"\") { jQuery(this).val(\"Other\"); }'   \/>\n\t\t\t<\/li><\/ul><\/div><div class='gfield_description' id='gfield_description_7_38'>If you know your exact score, select other and type in your score.<\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                         <input type='button' id='gform_next_button_7_12' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_7_2' class='gform_page' data-js='page-field-id-12' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_7_2' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_7_39\" class=\"gfield gfield--type-number field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_39'>Home Value or Purchase Price<\/label><div class='ginput_container ginput_container_number'><input name='input_39' id='input_7_39' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\" aria-describedby=\"gfield_description_7_39\" \/><\/div><div class='gfield_description' id='gfield_description_7_39'>Estimated or Actual<\/div><\/li><li id=\"field_7_40\" class=\"gfield gfield--type-number field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_40'>1st Mortgage Balance<\/label><div class='ginput_container ginput_container_number'><input name='input_40' id='input_7_40' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\" aria-describedby=\"gfield_description_7_40\" \/><\/div><div class='gfield_description' id='gfield_description_7_40'>Your best guess is ok.<\/div><\/li><li id=\"field_7_41\" class=\"gfield gfield--type-number field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_41'>Down Payment - Estimated<\/label><div class='ginput_container ginput_container_number'><input name='input_41' id='input_7_41' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\" aria-describedby=\"gfield_description_7_41\" \/><\/div><div class='gfield_description' id='gfield_description_7_41'>How much do you want to put down?  If you're not sure leave this blank and a Mortgage Originator will consult you.<\/div><\/li><li id=\"field_7_14\" class=\"gfield gfield--type-select field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_14'>1st Mortgage Rate<\/label><div class='ginput_container ginput_container_select'><select name='input_14' id='input_7_14' class='medium gfield_select'  aria-describedby=\"gfield_description_7_14\"   aria-invalid=\"false\" ><option value='Select Rate' >Select Rate<\/option><option value='11+' >11+<\/option><option value='10.75' >10.75<\/option><option value='10.50' >10.50<\/option><option value='10.25' >10.25<\/option><option value='10.00' >10.00<\/option><option value='9.75' >9.75<\/option><option value='9.50' >9.50<\/option><option value='9.25' >9.25<\/option><option value='9.00' >9.00<\/option><option value='8.75' >8.75<\/option><option value='8.50' >8.50<\/option><option value='8.25' >8.25<\/option><option value='8.00' >8.00<\/option><option value='7.75' >7.75<\/option><option value='7.50' >7.50<\/option><option value='7.25' >7.25<\/option><option value='7.00' >7.00<\/option><option value='6.75' >6.75<\/option><option value='6.50' >6.50<\/option><option value='6.25' >6.25<\/option><option value='6.00' >6.00<\/option><option value='5.75' >5.75<\/option><option value='5.50' >5.50<\/option><option value='5.25' >5.25<\/option><option value='5.00' >5.00<\/option><option value='4.75' >4.75<\/option><option value='4.50' >4.50<\/option><option value='4.25' >4.25<\/option><option value='4.00' >4.00<\/option><option value='3.75' >3.75<\/option><option value='3.50' >3.50<\/option><option value='3.25' >3.25<\/option><option value='3.00' >3.00<\/option><option value='2.75' >2.75<\/option><option value='2.50' >2.50<\/option><option value='2.25' >2.25<\/option><option value='2.00 or Less' >2.00 or Less<\/option><\/select><\/div><div class='gfield_description' id='gfield_description_7_14'>What is your estimated Interest rate?  Your best guess is ok.  <\/div><\/li><li id=\"field_7_15\" class=\"gfield gfield--type-select field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_15'>Existing Rate Type<\/label><div class='ginput_container ginput_container_select'><select name='input_15' id='input_7_15' class='medium gfield_select'     aria-invalid=\"false\" ><option value='Select Rate Type' >Select Rate Type<\/option><option value='Fixed' >Fixed<\/option><option value='Adjustable' >Adjustable<\/option><option value='Dont Know' >Dont Know<\/option><\/select><\/div><\/li><li id=\"field_7_42\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >The home is?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_42'>\n\t\t\t<li class='gchoice gchoice_7_42_0'>\n\t\t\t\t<input name='input_42' type='radio' value='Primary Residence'  id='choice_7_42_0'    \/>\n\t\t\t\t<label for='choice_7_42_0' id='label_7_42_0' class='gform-field-label gform-field-label--type-inline'>Primary Residence<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_42_1'>\n\t\t\t\t<input name='input_42' type='radio' value='2nd Home \/ Vacation Home'  id='choice_7_42_1'    \/>\n\t\t\t\t<label for='choice_7_42_1' id='label_7_42_1' class='gform-field-label gform-field-label--type-inline'>2nd Home \/ Vacation Home<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_42_2'>\n\t\t\t\t<input name='input_42' type='radio' value='Investment or Rental Property'  id='choice_7_42_2'    \/>\n\t\t\t\t<label for='choice_7_42_2' id='label_7_42_2' class='gform-field-label gform-field-label--type-inline'>Investment or Rental Property<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_7_43\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >First Time Homebuyer?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_43'>\n\t\t\t<li class='gchoice gchoice_7_43_0'>\n\t\t\t\t<input name='input_43' type='radio' value='Yes'  id='choice_7_43_0'    \/>\n\t\t\t\t<label for='choice_7_43_0' id='label_7_43_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_43_1'>\n\t\t\t\t<input name='input_43' type='radio' value='No'  id='choice_7_43_1'    \/>\n\t\t\t\t<label for='choice_7_43_1' id='label_7_43_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_7_23' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Previous'  \/> <input type='button' id='gform_next_button_7_23' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_7_3' class='gform_page' data-js='page-field-id-23' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_7_3' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_7_44\" class=\"gfield gfield--type-number field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_44'>Borrower Annual Income<\/label><div class='ginput_container ginput_container_number'><input name='input_44' id='input_7_44' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\"  \/><\/div><\/li><li id=\"field_7_47\" class=\"gfield gfield--type-number field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_47'>Co - Borrower Annual Income<\/label><div class='ginput_container ginput_container_number'><input name='input_47' id='input_7_47' type='number' step='any'   value='' class='medium'      aria-invalid=\"false\" aria-describedby=\"gfield_description_7_47\" \/><\/div><div class='gfield_description' id='gfield_description_7_47'>If there is a coborrower, please include their income.<\/div><\/li><li id=\"field_7_26\" class=\"gfield gfield--type-text field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_26'>Employer Name<\/label><div class='ginput_container ginput_container_text'><input name='input_26' id='input_7_26' type='text' value='' class='medium'      aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_7_45\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Bankruptcy in last 7 years?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_45'>\n\t\t\t<li class='gchoice gchoice_7_45_0'>\n\t\t\t\t<input name='input_45' type='radio' value='Yes'  id='choice_7_45_0'    \/>\n\t\t\t\t<label for='choice_7_45_0' id='label_7_45_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_45_1'>\n\t\t\t\t<input name='input_45' type='radio' value='No'  id='choice_7_45_1'    \/>\n\t\t\t\t<label for='choice_7_45_1' id='label_7_45_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><li id=\"field_7_46\" class=\"gfield gfield--type-radio gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Foreclosure or Short sale in last 7 years?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_7_46'>\n\t\t\t<li class='gchoice gchoice_7_46_0'>\n\t\t\t\t<input name='input_46' type='radio' value='Yes'  id='choice_7_46_0'    \/>\n\t\t\t\t<label for='choice_7_46_0' id='label_7_46_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_7_46_1'>\n\t\t\t\t<input name='input_46' type='radio' value='No'  id='choice_7_46_1'    \/>\n\t\t\t\t<label for='choice_7_46_1' id='label_7_46_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_7_30' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Previous'  \/> <input type='button' id='gform_next_button_7_30' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_7_4' class='gform_page' data-js='page-field-id-30' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_7_4' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_7_31\" class=\"gfield gfield--type-name field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Borrower Name<\/label><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_7_31'>\n                            \n                            <span id='input_7_31_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_31.3' id='input_7_31_3' value=''   aria-required='false'     \/>\n                                                    <label for='input_7_31_3' class='gform-field-label gform-field-label--type-sub '>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_7_31_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_31.6' id='input_7_31_6' value=''   aria-required='false'     \/>\n                                                    <label for='input_7_31_6' class='gform-field-label gform-field-label--type-sub '>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_7_29\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_29'>Borrower Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_29' id='input_7_29' type='email' value='' class='medium'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_7_48\" class=\"gfield gfield--type-name field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Co Borrower Name<\/label><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_7_48'>\n                            \n                            <span id='input_7_48_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_48.3' id='input_7_48_3' value=''   aria-required='false'     \/>\n                                                    <label for='input_7_48_3' class='gform-field-label gform-field-label--type-sub '>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_7_48_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_48.6' id='input_7_48_6' value=''   aria-required='false'     \/>\n                                                    <label for='input_7_48_6' class='gform-field-label gform-field-label--type-sub '>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_7_49\" class=\"gfield gfield--type-email field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_49'>Co Borrower Email<\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_49' id='input_7_49' type='email' value='' class='medium'     aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_7_32\" class=\"gfield gfield--type-address field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label gfield_label_before_complex' >Address<\/label>    \n                    <div class='ginput_complex ginput_container has_street has_street2 has_city has_state has_zip has_country ginput_container_address gform-grid-row' id='input_7_32' >\n                         <span class='ginput_full address_line_1 ginput_address_line_1 gform-grid-col' id='input_7_32_1_container' >\n                                        <input type='text' name='input_32.1' id='input_7_32_1' value=''    aria-required='false'    \/>\n                                        <label for='input_7_32_1' id='input_7_32_1_label' class='gform-field-label gform-field-label--type-sub '>Street Address<\/label>\n                                    <\/span><span class='ginput_left address_city ginput_address_city gform-grid-col' id='input_7_32_3_container' >\n                                    <input type='text' name='input_32.3' id='input_7_32_3' value=''    aria-required='false'    \/>\n                                    <label for='input_7_32_3' id='input_7_32_3_label' class='gform-field-label gform-field-label--type-sub '>City<\/label>\n                                 <\/span><span class='ginput_right address_state ginput_address_state gform-grid-col' id='input_7_32_4_container' >\n                                        <select name='input_32.4' id='input_7_32_4'     aria-required='false'    ><option value='' selected='selected'><\/option><option value='Alabama' >Alabama<\/option><option value='Alaska' >Alaska<\/option><option value='American Samoa' >American Samoa<\/option><option value='Arizona' >Arizona<\/option><option value='Arkansas' >Arkansas<\/option><option value='California' >California<\/option><option value='Colorado' >Colorado<\/option><option value='Connecticut' >Connecticut<\/option><option value='Delaware' >Delaware<\/option><option value='District of Columbia' >District of Columbia<\/option><option value='Florida' >Florida<\/option><option value='Georgia' >Georgia<\/option><option value='Guam' >Guam<\/option><option value='Hawaii' >Hawaii<\/option><option value='Idaho' >Idaho<\/option><option value='Illinois' >Illinois<\/option><option value='Indiana' >Indiana<\/option><option value='Iowa' >Iowa<\/option><option value='Kansas' >Kansas<\/option><option value='Kentucky' >Kentucky<\/option><option value='Louisiana' >Louisiana<\/option><option value='Maine' >Maine<\/option><option value='Maryland' >Maryland<\/option><option value='Massachusetts' >Massachusetts<\/option><option value='Michigan' >Michigan<\/option><option value='Minnesota' >Minnesota<\/option><option value='Mississippi' >Mississippi<\/option><option value='Missouri' >Missouri<\/option><option value='Montana' >Montana<\/option><option value='Nebraska' >Nebraska<\/option><option value='Nevada' >Nevada<\/option><option value='New Hampshire' >New Hampshire<\/option><option value='New Jersey' >New Jersey<\/option><option value='New Mexico' >New Mexico<\/option><option value='New York' >New York<\/option><option value='North Carolina' >North Carolina<\/option><option value='North Dakota' >North Dakota<\/option><option value='Northern Mariana Islands' >Northern Mariana Islands<\/option><option value='Ohio' >Ohio<\/option><option value='Oklahoma' >Oklahoma<\/option><option value='Oregon' >Oregon<\/option><option value='Pennsylvania' >Pennsylvania<\/option><option value='Puerto Rico' >Puerto Rico<\/option><option value='Rhode Island' >Rhode Island<\/option><option value='South Carolina' >South Carolina<\/option><option value='South Dakota' >South Dakota<\/option><option value='Tennessee' >Tennessee<\/option><option value='Texas' >Texas<\/option><option value='Utah' >Utah<\/option><option value='U.S. Virgin Islands' >U.S. Virgin Islands<\/option><option value='Vermont' >Vermont<\/option><option value='Virginia' >Virginia<\/option><option value='Washington' >Washington<\/option><option value='West Virginia' >West Virginia<\/option><option value='Wisconsin' >Wisconsin<\/option><option value='Wyoming' >Wyoming<\/option><option value='Armed Forces Americas' >Armed Forces Americas<\/option><option value='Armed Forces Europe' >Armed Forces Europe<\/option><option value='Armed Forces Pacific' >Armed Forces Pacific<\/option><\/select>\n                                        <label for='input_7_32_4' id='input_7_32_4_label' class='gform-field-label gform-field-label--type-sub '>State<\/label>\n                                      <\/span><span class='ginput_left address_zip ginput_address_zip gform-grid-col' id='input_7_32_5_container' >\n                                    <input type='text' name='input_32.5' id='input_7_32_5' value=''    aria-required='false'    \/>\n                                    <label for='input_7_32_5' id='input_7_32_5_label' class='gform-field-label gform-field-label--type-sub '>ZIP Code<\/label>\n                                <\/span><input type='hidden' class='gform_hidden' name='input_32.6' id='input_7_32_6' value='United States' \/>\n                    <div class='gf_clear gf_clear_complex'><\/div>\n                <\/div><\/li><li id=\"field_7_33\" class=\"gfield gfield--type-phone field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_33'>Home Phone<\/label><div class='ginput_container ginput_container_phone'><input name='input_33' id='input_7_33' type='tel' value='' class='medium'    aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_7_34\" class=\"gfield gfield--type-phone field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_34'>Mobile Phone<\/label><div class='ginput_container ginput_container_phone'><input name='input_34' id='input_7_34' type='tel' value='' class='medium'    aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_7_35\" class=\"gfield gfield--type-captcha field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_35'>CAPTCHA<\/label><div id='input_7_35' class='ginput_container ginput_recaptcha' data-sitekey='6LeZoGQUAAAAACq0ntLmco5WIyfhf_YNY28deZhA'  data-theme='light' data-tabindex='0'  data-badge=''><\/div><\/li><\/ul><\/div>\n        <div class='gform-page-footer gform_page_footer top_label'><input type='submit' id='gform_previous_button_7' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Previous'  \/> <input type='submit' id='gform_submit_button_7' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Submit'  \/> \n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_7' value='postback' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_7' id='gform_theme_7' value='legacy' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_7' id='gform_style_settings_7' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_7' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='7' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='TDmfzynch+3ucXBC0ZhSLi+Smvp0MdVxw\/c6E8xbLeYmaZo48EpG34u3FA7npUVEqs7JtCUmPkE6oOde38k+2j5TLjhyio\/Ty1Yhdyq6UBX7Krg=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_7' value='WyJbXSIsImM0NjVkNWYyOWYyYTZjYzY2ZDFlY2FjZDgyYzViMmE2Il0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_7' id='gform_target_page_number_7' value='2' \/>\n    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);} );\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>Pay Your Mortgage Off Faster. Paying off your mortgage faster is more affordable than you may think. You can do it in a few ways: 1. Take advantage of today\u2019s low mortgage rates, and continue to pay the same payment you have now. 2. Shorten the term of your mortgage. The shorter your term, the &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/mortgageoriginator.org\/miketomaszewski\/pay-mortgage-faster\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Pay Off Your Mortgage Faster&#8221;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-562","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages\/562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/comments?post=562"}],"version-history":[{"count":1,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages\/562\/revisions"}],"predecessor-version":[{"id":1962,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages\/562\/revisions\/1962"}],"wp:attachment":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/media?parent=562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}