{"id":1713,"date":"2014-11-20T05:35:14","date_gmt":"2014-11-20T05:35:14","guid":{"rendered":"http:\/\/cranbrookloans.com\/?page_id=356"},"modified":"2014-11-20T05:35:14","modified_gmt":"2014-11-20T05:35:14","slug":"mortgage-options","status":"publish","type":"page","link":"https:\/\/mortgageoriginator.org\/miketomaszewski\/mortgage-options\/","title":{"rendered":"MORTGAGE OPTIONS"},"content":{"rendered":"<p>Fixed Rates<\/p>\n<ul>\n<li>Know that your rate will not increase.<\/li>\n<li>Plan to own more than 7 years or beyond the break even point.<\/li>\n<li>Long-term ownership, this is your loan!<\/li>\n<li>Get a lower rate and a lower payment.<\/li>\n<\/ul>\n<p>10 \/ 15 \/ 20 \/ 30 Year Fixed Rate<\/p>\n<ul>\n<li>Reduce your mortgage payment even more with our interest-only payment option.<\/li>\n<li>This option is for anybody planning to move within 7 years.<\/li>\n<li>No down payment required for Purchase loans<\/li>\n<li>Free up all your cash for all of life\u2019s other expenses<\/li>\n<\/ul>\n<p>Adjustable Rate Mortgage (ARM)<\/p>\n<ul>\n<li>No PMI Option Available (Private Mortgage Insurance)<\/li>\n<li>Refinance to pull cash out to 100% of homes value\u2026<\/li>\n<li>Self Employed or contractor with no pay stubs<\/li>\n<\/ul>\n<p>Zero Down<\/p>\n<ul>\n<li>No asset documentation\u2026<\/li>\n<li>No Employment History\u2026<\/li>\n<\/ul>\n<p>No Documentation<\/p>\n<ul>\n<li>Free up hundreds of dollars a month<\/li>\n<li>Bank Statement Income Proof<\/li>\n<li>Asset Based Lending<\/li>\n<\/ul>\n<p>Interest Only<\/p>\n<ul>\n<li>Loans over $417,000<\/li>\n<li>Consolidate credit cards\u2026<\/li>\n<li>Lower total monthly payment\u2026<\/li>\n<\/ul>\n<p>Jumbo<\/p>\n<ul>\n<li>Lower overall rate and reduce long term interest\u2026<\/li>\n<li>Eliminate compounded interest on credit card debt<\/li>\n<li>Less than perfect credit<\/li>\n<\/ul>\n<p>Debt Consolidation<\/p>\n<ul>\n<li>Bankruptcy<\/li>\n<li>Looking for a fresh start<\/li>\n<li>Low interest only payment available<\/li>\n<li>Use 100% of your homes value\u2026<\/li>\n<\/ul>\n<p>Bad Credit or Underwater Mortgage<\/p>\n<ul>\n<li>Mortgage up to 125% of the properties value<\/li>\n<li>Government Loan Programs\u2026<\/li>\n<li>Zero Down Programs\u2026<\/li>\n<li>Veteran Loans\u2026<\/li>\n<\/ul>\n<p>High Loan To Value<\/p>\n<ul>\n<li>Federal Housing Administration Loans\u2026<\/li>\n<li>Relaxed credit requirements\u2026<\/li>\n<li>Affordable Payments\u2026<\/li>\n<\/ul>\n<p>FHA and VA \u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fixed Rates Know that your rate will not increase. Plan to own more than 7 years or beyond the break even point. Long-term ownership, this is your loan! Get a lower rate and a lower payment. 10 \/ 15 \/ 20 \/ 30 Year Fixed Rate Reduce your mortgage payment even more with our interest-only &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/mortgageoriginator.org\/miketomaszewski\/mortgage-options\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;MORTGAGE OPTIONS&#8221;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1713","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages\/1713","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/comments?post=1713"}],"version-history":[{"count":0,"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/pages\/1713\/revisions"}],"wp:attachment":[{"href":"https:\/\/mortgageoriginator.org\/miketomaszewski\/wp-json\/wp\/v2\/media?parent=1713"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}