Fixed Rates
- Know that your rate will not increase.
- Plan to own more than 7 years or beyond the break even point.
- Long-term ownership, this is your loan.
- Get a lower rate and a lower payment.
10 / 15 / 20 / 30 Year Fixed Rate
- Reduce your mortgage payment even more with our interest-only payment option.
- This option is for anybody planning to move within 7 years.
- No down payment required for Purchase loans.
- Free up all your cash for all of life’s other expenses.
Adjustable Rate Mortgage (ARM)
- No PMI Option Available (Private Mortgage Insurance).
- Refinance to pull cash out to 100% of homes value.
- Self Employed or contractor with no pay stubs.
Zero Down
- No income documentation.
- No asset documentation.
- No Employment History.
No Documentation
- Free up hundreds of dollars a month.
- Bank Statement Income Proof.
- Asset Based Lending.
Interest Only
- Loans over Conventional Limits.
- Consolidate credit cards.
- Lower total monthly payment.
Jumbo
- Lower overall rate and reduce long term interest.
- Eliminate compounded interest on credit card debt.
- Less than perfect credit.
Debt Consolidation
- Bankruptcy.
- Looking for a fresh start.
- Low interest only payment available.
- Use 100% of your homes value.
Less than Perfect Credit
- Government Loan Programs.
- Zero Down Programs.
- Veteran Loans.
High Loan To Value
- Federal Housing Administration Loans.
- Relaxed credit requirements.
- Affordable Payments.
FHA and VA
- From Zero to Low Down Payments.
- Should be compared with Conventional to determine pros and cons of each.
- Less than Perfect Credit.