DOCUMENTS NEEDED
(some items may not be applicable to your situation)
Current Pay stubs For 1 Consecutive Month
W-2’s for (Most Recent 2 Year’s)
Personal Bank Statement for all checking and saving accounts for prior 3 months
All Stock and Bond, Mutual Funds, Options, and Investment Brokerage Statements (Most Recent)
All 401K or Retirement Plan Statements (Most Recent)
Social Security Award Letter (to document income from social security)
Listing agreement/ Purchase agreement for the sale of current home
Bankruptcy discharge and petition (if bankruptcy has been filed in last 7 years)
Copy of Drivers License (Front and Back)
For Commissioned and Self Employed 1040’s complete, including all schedules for Most Recent 2 Year’s
1120’s All schedules for Most Recent 2 Year’s
If applicable If Renting Landlord’s name and address and phone number 12 Months cancelled checks (front and back)
Purchase Only
Purchase Agreement
Copy of Earnest Money Deposit Check
Refinances Only Mortgage Statement (1st, 2nd, home equity) (Name/Address/Phone/Acct #)
Homeowners Insurance Policy (Declarations Page) (Name/Address/Phone/Acct #/Agent)